Lenders, Insurers & Investors

The Challenge

Environmental risk can impact asset values, create unexpected liabilities and affect credit performance. Whether you're underwriting lending, managing portfolios or evaluating investments, you need rapid assessment of environmental exposure without delaying transactions.

But environmental reports are often too slow, too detailed or don't clearly answer the commercial questions that drive your decisions.

Common Scenarios

Lending & Security Assessment

You're underwriting lending secured against commercial or industrial property. You need rapid environmental risk assessment to support credit approval without delaying drawdown.

We typically deliver: Rapid Site Scan for fast screening (3-5 days) or Phase 1 ESA if detailed assessment required.

Portfolio Risk Management

You're managing portfolio exposure across multiple assets or borrowers. You need consistent risk screening and monitoring to identify material environmental risk.

We typically deliver: Environmental Risk Management frameworks, portfolio screening tools and periodic risk reviews.

Distressed Lending & Workouts

A borrower has defaulted or is in distress. You need to assess environmental liability exposure before enforcing security or working through restructure options.

We typically deliver: Rapid Site Scan to assess immediate risk, Environmental Due Diligence if security enforcement proceeds.

Investment Due Diligence

You're evaluating property, business or infrastructure investment. You need environmental assessment to inform investment decisions, structure terms or price risk.

We typically deliver: Environmental Due Diligence (Phase 1/2 ESA), technical review of vendor reports, advice on risk allocation.

Insurance Assessment & Claims

You need environmental assessment to support underwriting, claims investigation or policy liability determination.

We typically deliver: Technical review of insured's environmental reports, independent assessment of contamination extent and liability, expert witness services.

Why Financial Institutions Work With Us

• Fast: Turnarounds matched to transaction and approval timeframes
• Clear: Risk ratings and liability estimates aligned with credit materiality
• Independent: Objective assessment without borrower or vendor bias
• Concise: Outputs suitable for credit committees and boards
• Experienced: 20+ years supporting lenders, investors and insurers